First Time Home Buyer
❖ 3% down (Home Possible and Home Ready Conventional loans)
❖ 3.5% down (FHA loans)
❖ 0% (VA loans)
❖ Down Payment Assistance programs
❖ Credit as low as 580
❖ Non-occupying co-borrowers
All Other Purchases
❖ As little as 3% with income limitations
❖ 5%-20% down conventional loans (Fannie Mae and Freddie Mac)
❖ 3.5% down FHA loans (Primary Residence 1-4 units)
❖ 0% down VA loans (Primary Residence 1-4 units)
❖ Down Payment Assistance programs
❖ Primary, second home, investment property programs
❖ Bank statement loans
The Difference Maker: The Home Run Home Loans Experience
❖ Personalized consultation with your Loan Officer
❖ Verified Approval Letter (Initially underwritten approval to improve your experience)
❖ Concierge loan experience from start to finish – we partner with your realtor to negotiate the best price/max seller concessions, you work with one Loan Officer from start to finish to avoid confusion, we simplify the loan process
❖ Communication – Proactive communication with both you and your realtor to avoid any delays and uncertainty
❖ Expedited closing – Home of the 7 day close