blog
What are Home Renovation Loans and How Do They Work?
Whether you want a more modern kitchen, an updated bathroom, or long-overdue structural repairs, home renovations can make your life much better and raise the value of your house. On the other hand, big improvements often come at a high cost, and not everyone can afford them all at once. You can obtain home renovation…
Read MoreThe Benefits of a VA Loan for Veterans: What You Need to Know
Purchasing a home is one of the most significant and fulfilling life milestones for active-duty military personnel and veterans. However, handling the mortgage procedure can be very difficult, particularly if you’re juggling relocation, job changes, or family obligations. Fortunately, the VA home loan program was established to help veterans who have served our nation become…
Read MoreAre Banks or Mortgage Brokers Better for Your Home Loan?
Buying a home is one of the biggest financial decisions you’ll ever make, and securing the right mortgage is just as important. With so many loan options available, choosing the right lender can impact your interest rate, loan terms, and overall homebuying experience. Homebuyers in Phoenix typically have two main options: banks or mortgage brokers.…
Read MoreCan You Get a Mortgage If You Have Student Loans?
Buying a home is a major financial milestone, but student loan debt raises concerns about mortgage eligibility for many Americans. With the rising cost of education, millions of people carry debt from student loans, and many wonder whether homeownership is within reach. The common question is: Can I buy a home with student loans? The…
Read MoreCan You Get a Mortgage on an As-Is House?
An “as-is” house is a property sold in its current condition, with the seller making no repairs or improvements before the sale. Buyers must accept the property with all its existing flaws, ranging from minor cosmetic issues to significant structural concerns. This type of sale attracts attention due to its potential for lower prices than…
Read MoreMortgage Changes: What You Need to Know for 2025
As 2025 approaches, understanding the evolving mortgage landscape is essential for both realtors and homebuyers. At Home Run Home Loans, we are committed to informing you about key updates and helping you make confident decisions in a changing market. 2024 brought significant updates, including new conforming loan limits and market predictions for mortgage rates. These…
Read MoreWhat are the Requirements for a Mortgage?
Understanding mortgage requirements is essential for anyone considering homeownership, as meeting these criteria can significantly smooth the approval process. At Home Run Home Loans, we understand that navigating the complex world of mortgages can feel overwhelming. Each requirement related to credit, income, or documentation is in place to ensure you’re set up for long-term financial…
Read More